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EARNINGS

How much do workers in Switzerland earn – and which jobs are the best paid?

Wages are high in Switzerland - which is just as well due to the sometimes prohibitive cost of living. But how much on average do Swiss people actually earn - and which jobs are the best paid?

How much do workers in Switzerland earn - and which jobs are the best paid?
Photo: Depositphotos

Switzerland has the second-highest average salary in Europe – and the third best in the world. Organisation for Economic Co-operation and Development (OECD) figures confirm Switzerland’s status as one of the best countries in the world to earn a salary. 

The OECD Better Life Index ranks Switzerland behind the United States and Luxembourg for average salary – while pay in Switzerland is also well above the average across all the OECD countries. 

Switzerland number three globally

According to 2019 OECD figures, the Swiss annual disposable income ranks at CHF37,072 per household. 

That’s well above the average of CHF33251 across all OECD countries per household – and is only behind Luxembourg (CHF39,264) and the United States (CHF45,284) on a global scale. 

Due to cost of living concerns, the best option is to earn a Swiss salary but live abroad. Image: Depositphotos

Disposable income is considered by the OECD as a better metric than gross income, as it more accurately reflects the amount of money that an individual or a household has to spend – thereby giving a better indication as to overall quality of life and spending power. 

Disposable income is money taken home after taxes and other compulsory contributions are paid. 

READ: How much people earn in Switzerland (2018)

Read More: How disposable income is falling in Switzerland

While Switzerland may have one of the world’s highest averages, not everyone in Switzerland benefits.

The OECD findings also show that income inequality is also a concern, with Switzerland ranking 14th out of 40 OECD countries for its wealth gap.

As noted by the authors, in Switzerland “there is a considerable gap between the richest and poorest – the top 20% of the population earn nearly five times as much as the bottom 20%.”

Which jobs rank the best?

Although the OECD doesn’t rank earnings per job, the 2019 Swiss Wage Book (Lohnbuch Schweiz 2019) provides an occupation-by-occupation break down. 

The highest average wage for a common job – i.e. not a specialist positions or as CEO – is CHF110,000-130,000 gross per year. 

Earning slightly less are people in IT, where the average is 117,000 francs per annum. 

Lawyers in Switzerland earn an average of 111,600 per year, coming in at third place. 

There are some more specialist positions with a higher annual wage – although these jobs are a little harder to come by. Diplomats in Switzerland earn around CHF162,660 on average – good work if you can get it. 

Diplomats. Well paid. Image: Depositphotos

And the rest?

Teachers in Switzerland earn an average of CHF87,500 gross – although this varies widely between cantons.

In Geneva, a teacher earns an average of CHF97,000 – while in Ticino that amount is CHF66,000. 

Civil servants average CHF85,800, which is roughly the same as a journalist or editor. 

Towards the lower end of the scale, taxi drivers are one of the lowest paid in Switzerland – earning 38,000 per month gross.

That’s a a decrease of 15 percent over the past decade, the biggest decline of any job in Switzerland. 

Taxi drivers have seen a massive decline in average salary – 15 percent in the past decade. Image: Depositphotos

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COST OF LIVING

Five things to consider when organising childcare in Switzerland

Switzerland's childcare costs are among the world's highest, although there are some ways to save. Originally from the United States but now raising children in Zug, writer Ashley Franzen takes you through some of the most important things you need to consider when finding childcare in Switzerland.

Five things to consider when organising childcare in Switzerland

Switzerland has a peculiar dichotomy when it comes to childcare. Although many parents both work full-time, Switzerland has traditionally been hands off when it comes to childcare support for families with children under five, leading to some of the highest childcare costs in the world. 

For older kids there is before and after-school care that is offered by the canton, but for younger kids who haven’t quite started kindergarten, it can pose problems for parents who are in need of reliable care, particularly those who don’t have grandparents to rely on. 

According to the Swiss Federal Council, “Grandparents as well as daycare centres and extra-school care facilities are the most frequently used forms of childcare, with each category accounting for a third of provision for children aged 0 to 12 years. 81 percent of families in large cities turned to extra-family care for their children compared with 66 percent of families in rural areas. Parents’ satisfaction with the care facilities is high, but there is still unmet demand.” 

What alternative childcare options do I have in Switzerland?

There are various childcare and nursery options for babies and toddlers up through young children aged five or six. Each canton offers childcare, though often there are lengthy waitlists for available spots.

READ ALSO: ‘A developing country’: Why do so few Swiss children attend childcare?

An alternative might be a private or bilingual daycare, but the costs for these are even higher than the locally-run childcares, and sometimes have longer waitlists.

Get on a list early as it’s important to get the ball rolling on paperwork, especially as a foreigner in Switzerland. 

An alternate option is to find the equivalent of a Tagesmütter, or a carer who opens up their home to taking care of up to four children at a time, when there is space available.

The costs remain about the same, but it can be easier to get placement for childcare with an in-their-own-home carer.

Some families opt to hire a nanny, but it may not be possible financially for all families. As for bringing an Au Pair to join the family, there are specific rules and regulations in Switzerland surrounding pay, number of hours they can work (about half of which you would need to be present for), and language rules– the main one being they cannot speak the same language as the family. Additionally, language classes are stipulated for the duration of their stay. 

Suffice it to say, that there are quite a few hurdles to overcome and in order to make sure your family is supported with reliable childcare to meet your needs.

Below are five things to consider as you plan out and organise childcare in Switzerland.

Children play with educational tools. (Photo by Thomas SAMSON / AFP)

1. Compare the options

Childcare in Switzerland is top notch, albeit expensive, so make sure you take the time to figure out where you want to enrol your child.

Some of the best programs are actually run as not-for-profit organisations, such as KiBiz in Zug.

READ ALSO: What alternative childcare options do I have in Zurich?

Most daycares offer a pedagogically strong curriculum and having them at a local daycare gives your child the opportunity to learn the local language. 

2. Decide on someone to name as your emergency contact

This can be a bit harder if you don’t have family or friends nearby, but double check with a colleague or someone that you trust in the case of an emergency or illness.

Finding a colleague that is willing to help by picking up the kids when they were sick when both parents find themselves out of town can be incredibly helpful. 

READ MORE: How much does it cost to raise a child in Switzerland?

3. See if you qualify for subsidies

According to the OECD, Switzerland has the highest cost for childcare among wealthy countries. Cantons are in the process of trying to increase the amount of money they’re able to allocate for assisting families with the costs.

If your household income is under a certain amount (it varies by canton), then it might be possible to have some of the costs of your family’s childcare covered. 

4. Consider having a babysitter or two on hand that you can call

As a foreign parent in Switzerland, sometimes it makes sense to have someone extra to call on for help with childcare coverage– even if you don’t think you’ll need anyone.

Meetings get moved, appointments need to be rescheduled, and sometimes there’s the odd school workday, where kids do not attend classes.

READ MORE: How to save money on childcare in Switzerland

In situations like these, having someone to reach out to, who can help provide coverage (and perhaps even the occasionally date night) helps provide a safety net for parents that might not have any backup to call at the spur of the moment. 

5. Be open for and prepared to have a hurdle or two, be it language or logistics

Many of the institutions around the country, particularly for younger kids are really good at filling in the parents on what the kids have done during the day, what they’ve eaten, how they’ve acted. The seemingly hardest part is actually filing the paperwork and piecing together care, particularly if you don’t speak the local language.

Wendy Noller is originally from Australia, and now lives in Luzern with her husband, and their two children, aged five and seven.

When they were getting signed up for Kita, she expresses that there were quite a few hurdles to consider.

READ ALSO: How different is raising kids in Switzerland compared to the United States?

Initially they received a letter from Canton Luzern stating that there weren’t enough places for their daughter. “We had heard negative reviews from other expats, but learned that there really are a lot of myths around childcare– that it’s not good quality, or there aren’t enough places. My husband and I work 100 percent and [when registering the kids], found the local authority to be both very helpful and responsive.”

She adds that she would call or email every couple days after receiving the letter to express that they both worked full-time and were really interested in their daughter integrating.

In the end, just a couple days before school started, they were told there was a place available for her. 

While their situation had a happy ending, sometimes other backup plans need to be put in place. Organising childcare in Switzerland is doable and having a fellow foreigner who has gone through it before to help share their experience or how to go about it can make a difference in how easy or how difficult it feels. 

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