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HEALTH

Coronavirus lockdown extended in Swiss canton of Ticino

The coronavirus lockdown will be extended in the heavily-hit Swiss canton of Ticino, despite being rolled back across the rest of the country.

Coronavirus lockdown extended in Swiss canton of Ticino
Photo: FABRICE COFFRINI / AFP

Ticino cantonal authorities on Wednesday applied to the Federal Council for an exemption to the first round of lockdown relaxations, which are set to take place from April 27th across the country. 

The application was approved late on Wednesday afternoon. 

In Ticino, hardware stores and garden centres are set to open on May 3rd at the earliest. Construction sites in Ticino will also remain closed until at least that date, although minor work with a maximum of 15 people – up from ten currently – will be allowed. 

Ending Switzerland's coronavirus lockdown: The key questions

Companies with more than ten employees will need apply to cantonal authorities to be allowed to work. 

Ticino has also extended the state of emergency until the end of May. 

Rest of the country set to begin opening on April 27th

On April 27th, retail and cosmetic shops will be allowed to open again.

This includes hairdressers, tattoo parlours, massage salons, cosmetic and makeup salons, hardware stores, garden centres and flower shops. 

Restrictions on hospitals and medical centres performing non-essential procedures will also be lifted, with doctors, dentists and physiotherapists again allowed to carry out general work which had been restricted by the coronavirus. 

These activities had been heavily restricted in order to lower the risk of coronavirus infection should people visit hospitals and medical care facilities.

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HEALTH

Reader question: Can I put my Swiss health insurance on hold if I’m abroad?

Given how expensive health insurance premiums are in Switzerland, you may be tempted to suspend your policy while you are abroad. Is this possible?

Reader question: Can I put my Swiss health insurance on hold if I'm abroad?

Unlike the obligatory car insurance, which you can suspend temporarily by depositing your registration plates at the local motor vehicles office, rules pertaining to health insurance are much stricter.

As the Federal Office of Public Health explains it, “If you leave the country for a certain period to travel or study but do not take up residence abroad, you are still required to have [health] insurance in Switzerland”.

In other words, as long as you are a registered resident of Switzerland, regardless of your nationality or passport, you must keep your compulsory Swiss health insurance and pay your premiums. While you do this, you also remain covered against most medical emergencies while you travel.

However, rules are less stringent for supplemental health plans which can, in some cases, be put on hold, depending on the insurance provider, according to Switzerland’s Moneyland consumer website.

The only exception allowed for suspending the health insurance coverage is during a military or civil protection service which lasts more than 60 consecutive days.

“During these periods, the risks of illness and accident are covered by military insurance. Your health insurance provider will refund your premiums”, according to FOPH.

Under what circumstances can you cancel your Swiss health insurance?

Swiss law says you can cancel your insurance if you are moving abroad, either permanently for for a period exceeding three months.

If you do so, only claims for treatments given while you still lived in Switzerland will be paid by your insurance; any medical bills for treatment incurred after you officially leave will be denied.

These are the procedures for cancelling your compulsory health insurance if you leave the country under conditions mentioned above

To announce your departure abroad, you must send your insurance carrier a letter including your name, customer number or AVS/AHV number.

You must also include a certificate from your place of residence in Switzerland confirming that you have de-registered from your current address, as well as the date of your departure.

Note, however, that if your new destination is another Swiss community / canton, rather than a foreign country, your insurance can only be cancelled from the following calendar year and only if you present proof of having taken up a new policy with another company.

READ MORE: EXPLAINED: How to register your address in Switzerland

You can find out more information about this process here

If you suspend your health insurance for less than six years, you can reactivate it at a later date with the same company when you return to Switzerland.

READ MORE : What you should know about your Swiss health insurance before you go abroad
 

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